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Welcome and thank you for
visiting Integral Shopping Mall's Utilties & Breakdown Portal.
Here you will get direct
links to the major Car and Van Breakdown providers, Home
Emergency/Rescue Cover providers and utilities suppliers in the UK. You
will also find some no sweat, tips and articles that will aid you to
have a
better involvement and experience with buying online. Our objective
is to show you the best Merchants, Suppliers and Service Providers who
offer best deals and services. At Integral, we endeavour for providing
the best in shopping online in the United Kingdom. We are in process of
providing similar services for USA and Canada. In future, we may do
same for Europe, Australia, India and Far East. Soon you will be able
to find their links on the left.
Vehicle
Breakdown Insurance
Getting
Breakdown Insurance is a good option to protect you financially if your
car vehicle breaks down when it is least expected to. In UK, last year
£1.5 billion was spent on breakdown covers by motorists. Many
motorists worry about their car breaking down in the middle of a
motorway, isolated area or even a town, but is it worth not having a
Breakdown Cover for those “just in case” moments?
Shopping
around
Most price comparison websites recommends
that the following important
points should be considered before spending on any breakdown covers.
• If my car breaks down, will
the roadside assistance company try and fix it or just take me to a
garage where I’ll have to pay for the repair?
• How long on average does it
take for roadside assistance to come to help?
• How many cars are covered
under my breakdown insurance?
• If I breakdown in a different
country, what coverage is there since I like to travel to different
countries?
• Who can I cover besides
myself? (e.g. Family, passengers, friends)
• Is there a maximum number of
allowable service calls per year?
When shopping for breakdown cover ensure whether it truly is offering
value for money. In UK, the two companies that dominates roadside
recovery business are well known - The AA and The RAC.
RAC
As
the UK’s longest established motoring organisation, RAC know
and understand drivers. We use this expertise to provide a
comprehensive range of motoring and vehicle services to consumers and
businesses.
Products:
UK Breakdown Cover
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Tips
& Articles
Types of Breakdown Cover
Roadside
Rescue: If your vehicle breaks down outside a specific
distance radius from your home, breakdown cover provider would pay for
the servicing amount and not for new parts. The company will provide
you with other helps. However, if the incident is at your home or
within specified radius of your home, then it won’t be
covered.
Home
Rescue: It covers the same as the roadside rescue; it
extends the coverage to your house. It includes getting your vehicle
checked at the local garage.
Recovery
Plus: It covers both home and roadside breakdowns. It
provides a car hire to either return home or continue your journey. And
also it covers the cost of alternative transport to enable your journey
or return home to be completed. If the breakdown happens a set of miles
away (specified in the policy), accommodation in a local hotel while
awaiting completion of repairs will also be provided.
Continental
Cover : In UK, European Rescue Breakdown covers
roadside breakdown in continental driving. It covers the charge of
repairing or bringing your car back to UK in case your car
can’t be repaired. However, it doesn’t cover the
charge of new parts. So, it is always wise to have this insurance, if
you are driving across Europe as you can face fees for roadside
assistance charge for every kilometer your car is being towed.
Partners
and Family: Some policies also cover spouse or partner;
however check it with the insurance company. Some companies look
whether your spouse or partner is living with you at the same address.
Family cover includes you, a partner and usually two children under 21
living at the same address as you. Check whether your policy covers all
the persons travelling in the car.
You need to wait nearly 25 minutes to an hour for a
roadside assistance. Some policies fix the number of calls to five or
six each year. You may get more if you have a joint cover or family
cover. If you exceed the limit you must pay for the assistance.
Policies do not cover the cost of new parts. Some policies do not cover
trailers and caravans. Animals are usually not covered.
Home
Emergency Cover
Most home insurance policies do not provide home emergency/Home Rescue
cover. Even if some do, the limits of covers provided are very low, i.e
between £250 to £500. If you were to have extreme
damage to your external/internal drainage pipes, electrical wiring,
heating, security and many such events. For such emergencies, Home
rescue covers are provided.
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Why Choose RAC?
YWith RAC you can choose the
breakdown cover which suits you, plus:
* Up to 28% online discount*
* You're covered as a driver or
passenger of any car or motorbike**
RAC Membership also gives you
* Award winning customer service
For two years in a
row, RAC has received the JD Power Award for 'Number 1 Roadside
Assistance Provider in Customer Satisfaction' in UK †
* More patrols per member than any other
rescue organisation. ***
With over 1650 RAC
Patrols on the road, we aim to get to you within 40 minutes of your call
* Fantastic member offers and discounts
Our exclusive member
rewards programme, RAC Member Offers gives you great deals for any
motorist
* 10% No call-out discount
Discount on renewal
when you choose Roadside Assistance plus one or more additional options
* Free accident care
In the event of an
accident, you'll get access to friendly, RAC approved solicitors and
personal injury claims experts¹
Take out comprehensive car
insurance with RAC and save up to 10% online and get RAC Roadside
Breakdown Cover† included as standard! In addition to this
you benefit from:
- If after an accident you are unable to drive your car, we'll make
sure you get home
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